My 2013 Goals in Review!
2013 is at an end, and I gotta say, I won’t miss it too much. 2012 was the year of adventure, of ultimatums, of a new career and of new friends. 2012 was a year of firsts and 2013 was mostly a year of hunkering down and getting things done. I realize that you need years like 2013 to make years like 2014 amazing, but I’m not sorry to see this year go away.
On the positive side, 2013 was the year I got serious and paid down my loan, and while I’m exhausted, a bit less-fashionable, and perhaps, less culturally knowledgeable, it’s almost done thanks to this year of sacrifice, so I’m grateful for my determination. 2013 was also the year of the fantastic London trip which helped solidify my desire to get debt-free faster to find more travel opportunities, so I’m grateful for that opportunity. 2013 wasn’t great, but it was necessary to take me to where I need to be for 2014, so all in all, I’m grateful for 2013.
1. POSITIVE NET WORTH â€“ COMPLETE, AUGUST 2013
This was the most important goal of my year, one that was really important to me for a completely symbolic reason. Fall 2013 marked 10 years since I signed my first student loan, it was the last time I had a positive net worth and I was only 18. Now, happily, due to prudent RRSP investing and my TFSA, I hit this in August and itâ€™s smooth sailing from here on in! Even when I cashed in a good chunk of my TFSA to pay down more of my student debt, I’m still well in the clear with all my RRSPs and savings.
2. BABYâ€™S FIRST RACE â€“ COMPLETE, APRIL 2013
Another goal of mine was to do something I didnâ€™t think I could do, and that was run in a race! I did Harryâ€™s Spring Run Off in April 2013 and did a hilly 5k in 35 minutes! I also raised over $600 for charity at the same time. I’ll be doing it again in 2014, so be on the lookout for some fundraising as the time comes nearer.
3. CONTRIBUTE AT LEAST $1500 TO MY RRSP â€“ COMPLETE!
Contributed $1700 of my own monies. Next year’s goal is to put at least 10% of my take-home income to my loan, so expect this to increase a lot in 2014.
4. READ 60 BOOKS A YEAR â€“ FAIL
For the past 6 years I’ve read at least 50 books a year. This year I’m rounding out at 32/33. I blame amazing podcasts like Planet Money, Freakonomics, Stuff You Missed in History Class, Radio Lab and This American Life. It’s not my fault y’all! But to punish myself, I’ve purchased 5 new hardcover books in the last week so I’ll feel that itchy “Oh god, I paid for this, I must read it” guilt!
5. COMPLETE THE NEW RULES OF LIFTING FOR WOMEN PROGRAM â€“ On hiatus
I was doing really well with this program but I was beset by health issues this year (nothing major, donâ€™t worry) and I had a bike accident and I keep having to restart. It WAS the most ambitious 2013 goal, but I hope to complete either this or another program in the coming year. I got about 33% through the program the first time around, but this may not be the program for me. Nonetheless, 2014 will see a return to fitness, a lot more like 2012 and a lot less like 2013.
6. BLOG AT LEAST TWICE A WEEK â€“ Fail
Yeah, I don’t even know why I made this a resolution. I can’t commit to twice a week. Once a week is much more realistic, but I’m hesitant to add writing goals for 2014. There are other things I need to focus on first.
7. PAY OFF 60% OF MY REMAINING STUDENT LOAN DEBT â€“ Complete
I sailed past this goal in November. My “remaining balance” was a little over $12,000 this time last year. In the past twelve months I’ve paid off $11,500 and have just about $1,100 left to go. So yeah, this trumps quite a few of my other goals by a mile. This was the big one, and I killed it.
8. COMPLETE MY 2013 BLIND SPOT SERIES â€“ Big old fail
Complete fail. I really regret leaving this behind two years in a row. But what this does tell me is that I’m not sure where my film criticism lies anymore. I saw very few of the big films this year and didn’t have a great time at TIFF or Hot Docs. I love movies, but I’m not sure where it sits in my future.
9. GO ON (a proper) VACATION â€“ COMPLETE, May 2013
I went to London, ENGLAND in May of 2013 and it was GLORIOUS. I loved it. I saw the sights, ate the food, shopped in the vintage stores and came back fattened by British candy. Next up? 7th anniversary trip to Quebec City for Winter Carnival!
10. GO ON A WINE TOUR â€“ Fail (but not my fault)!
Yeah, so I never got this done, nor did I go on a beach vacation, but it’s more to do with scheduling than anything else. My money is there, just nobody to go with. That’s ok though, 2014 is just around the corner!
So all in all, 5 wins, 4 fails and 1 hiatus. Not bad, considering that the most important goals were laid to rest. Maybe my slaying my financial demons, the rest will come a little easier in 2014.
And as a final parting gesture, here is my top Instagrams from 2013. I may not have had the best year, but I was surrounded by fuzzies