My 2013 Resolutions, financial, fun and otherwise…
Happy 2013! While I haven’t completed my post about my 2012 accomplishments and disappointments (there are luckily more of the former than the latter), I decided to put this up in the meantime. Cut me some slack, I’ve got a case of post-holiday lethargy.
To be honest, I’ve never really made proper or memorable “New Year’s Resolutions” before. Sure, I’ve made the same vague, over-arching statements we all make “Be awesome! Lose weight! Make more friends! Have adventures! Play a sport!” but never before have I sat down and actually thought about what I really want to achieve, so here goes…
1. POSITIVE NET WORTH
I haven’t had a positive net worth since I took out my first student loan in the fall of 2003. If this all goes well I should have a positive net worth by the fall of 2013. Think about that, an undergrad degree, a post-grad degree and ten YEARS of negative net worth. As keen as I am on this goal, things may come up and it could be a real race to the finish.
2. BABY’S FIRST RACE
Speaking of racing, thanks to a running club at work, Fitocracy and the Zombies, run! app on my phone, it appears I’ve caught the running bug. I am hearby committing myself to the 5k in Harry’s Spring Run Off in April, wish me luck!
3. CONTRIBUTE AT LEAST $1500 TO MY RRSP
With all this talk of reducing pension plans and payments and how the boomers are ruining it for everybody, I’ve realized just how important my own personal savings will be when I’m older. Last year I contributed $1000 to my RRSP. Keep in mind that I was in school/interning for the first six months and aggressively paying down my debt in the last six. I think $1500 should be fine.
4. READ 60 BOOKS A YEAR
This has been one yearly goal that I actually stick to. For the past six years I’ve read at least 50 books a year. I almost achieved 60 this year already, squeaking in with 59 and a few half-read novels scattered through my house. And although I read graphic novels, my average page-per-book is still 300 which is pretttty good regardless.
5. COMPLETE THE NEW RULES OF LIFTING FOR WOMEN PROGRAM
Over the past few months (mostly due to Olympic women’s weightlifting, I swear) I’ve spent more time pumping weights than I have my entire life and I feel GREAT. The New Rules of Lifting is a strength training program I’m currently working on. I’m only on Stage 2 but want to finish all the stages this year. This is more a motivational check to make sure I finish. Check back for pictures of my progress when I start looking like a superhero.
6. BLOG AT LEAST TWICE A WEEK
I used to blog a lot. I wrote here, for blogTO and for work. I have since left blogTO due to lack of interest in film writing as of late and have tried to bring my game back to this blog and at work. Originally I low-balled this goal and aimed for one post a week. Screw that, I’m going for two! Since I still blog about film and entertainment, this shouldn’t be that challenging of a goal.
7. PAY OFF 60% OF MY REMAINING STUDENT LOAN DEBT
Oh OSAP, you are the bane of my twenties. If I dedicate one-third of my take-home income on my loan, I can achieve this goal rather easily, I’ll just need to keep my expenses nice and low. If I keep paying it off at this rate, I will be debt-free by the age of 28.5, which leaves me 1.5 years to fritter away before the big 3-0!
8. COMPLETE MY 2013 BLIND SPOT SERIES
Last year I joined Ryan and others with the Blind Spot series, a monthly film post where you watch and write about a film that you SHOULD have seen but somehow haven’t. Last year I watched classics like Die Hard and Fried Green Tomatoes but fell of the wagon after three months. This year I vow to stick with it. First up? Some Ingmar Bergman.
9. GO ON VACATION
Spoiler alert: I’ve only been to three countries; Canada, the US and Cuba. I’ve also never gone on vacation longer than seven days. In 2008 I went to San Francisco with my boyfriend for a week, in 2009 I went to New York with my best friend for 4 days, in 2010 I went to Montreal/Ottawa by myself but to hang with friends for a week and in 2011 I went to Halifax for three days with my boyfriend. In 2012 I went NOWHERE and I was sad. This year I want to go on a legitimate vacation where I LEAVE THE COUNTRY for at least 4+ days.
10. GO ON A WINE TOUR
Do you like how my last two goals are completely hedonistic? I basically want to go to Niagara-on-the-lake and drink and stumble from winery to winery and pass out at a cute B&B and drink mimosas for lunch. Hint hint boyfriend, hint hint.
As varied as all of these goals are, they are all SMART (Specific, Measurable, Attainable, Realistic, Timely) and if I end up blasting past these things, maybe I can re-evaluate them mid-year and add BETTER, IMPROVED GOALS!
What are your 2013 goals?